Real Estate Specials Worth Knowing About
Explore buyer programs, builder incentives, special financing opportunities, seller options, renter move-in specials, and other real estate opportunities available throughout San Antonio and surrounding areas.
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Find the opportunities that fit your situation.
Buyer Specials
Down-payment assistance, closing-cost help, lender credits, and more.
ExploreNew Construction Incentives
Builder rate, closing-cost, upgrade, and quick move-in incentives.
ExploreMilitary & Veteran Specials
Verified programs for military members and veterans.
ExploreTeacher & First Responder Specials
Programs for teachers, police, fire, EMS, and public service.
ExploreFirst-Time Buyer Specials
Programs designed for first-time homebuyers.
ExploreHomes With Special Financing
Assumable loans, seller financing, and rate buydown opportunities.
ExploreFeatured Home Specials
Properties with unusually attractive verified terms.
ExploreSeller Specials
Guaranteed Home Offer, Buy Before You Sell, and seller protections.
ExploreRenter Move-In Specials
Free rent, reduced deposits, waived fees, and move-in credits.
ExploreBuyer Specials & Assistance
Programs that may help reduce upfront costs, lower monthly payments, or make buying more accessible.
Down-Payment Assistance
Programs that may help cover part of a down payment.
Closing-Cost Assistance
Options that may help with closing costs.
Lender Credits
Credits that may reduce upfront lending fees.
Rate Buydowns
Special financing that may lower your rate.
First-Time Buyer Programs
Programs designed for first-time homebuyers.
Special Loan Programs
Loan options for specific situations.
Program eligibility, available funds, loan terms, and allowable uses are determined by the participating lender, builder, or program provider. No eligibility is guaranteed.
New Home Builder Incentives
Builders often offer incentives on rate, closing costs, upgrades, and quick move-in homes.
Rate Incentives
Special financing offered through the builder's preferred lender.
Closing-Cost Incentives
Builder contributions toward closing costs.
Quick Move-In Specials
Pricing on completed or near-complete inventory homes.
Upgrade & Design Credits
Credits toward design-center options and upgrades.
Inventory Home Discounts
Reduced pricing on available inventory homes.
Appliance & Move-In Incentives
Included appliances or move-in assistance where applicable.
Program eligibility, available funds, loan terms, and allowable uses are determined by the participating lender, builder, or program provider. No eligibility is guaranteed.
Specials for Military, Teachers & Public Service
Only verified, current programs are listed. If a program is paused or expired, it will be clearly marked.
Military & Veterans
Verified programs and financing options for military members and veterans.
Verified programs listed when availableTeachers
Programs that may assist educators with buying a home.
Verified programs listed when availablePolice / Fire / EMS
Verified opportunities for first responders.
Verified programs listed when availableHealthcare Workers
Programs that may support healthcare professionals.
Verified programs listed when availablePublic Service / Government
Opportunities for public service and government employees.
Verified programs listed when availableProgram availability, eligibility, and terms are determined by the participating lender, builder, or program provider. Contact Steven & Deborah to confirm current status.
Homes With Special Financing Opportunities
Some properties come with financing terms that may make them worth a closer look.
Assumable VA Loans
Eligible VA loans that may be assumable by qualified buyers.
Assumable FHA Loans
Eligible FHA loans that may be assumable.
Seller Financing
Properties where the seller may offer financing.
Owner Financing
Owner-financed purchase opportunities.
Rate Buydown Opportunities
Homes with seller-paid or builder-paid rate buydowns.
Lender-Specific Special Financing
Special programs tied to specific lenders.
Program eligibility, available funds, loan terms, and allowable uses are determined by the participating lender, builder, or program provider. No eligibility is guaranteed.
Featured Home Specials
Properties with unusually attractive verified terms. No fabricated incentives — only real, current opportunities.
Featured Home Specials Coming Soon
When verified properties with special terms become available — such as seller-paid closing costs, price improvements, builder incentives, assumable financing, or rate buydowns — they will appear here with the property, the special, and any expiration date.
Seller Specials & Programs
Verified programs from Steven & Deborah designed to give homeowners more options.
Guaranteed Home Offer Program
Get a direct offer and review your options before deciding.
Buy Before You Sell
Explore securing your next home before selling your current one.
Seller Protections
Programs like Easy Exit, where offered, to reduce seller anxiety.
Listing Promotions
Legitimate, current listing promotions when available.
Program eligibility, available funds, loan terms, and allowable uses are determined by the participating lender, builder, or program provider. No eligibility is guaranteed.
Renter Move-In Specials
Verified apartment and rental move-in opportunities. Each special identifies the property, the offer, and any expiration or limitations.
Current Rental Specials Listed When Available
Verified move-in specials — such as free rent periods, reduced deposits, waived application fees, look-and-lease offers, and move-in credits — will appear here with the community, the offer, and any expiration date.
Wondering whether buying could make more sense than renting?
Limited-Time Specials
Time-sensitive opportunities. Expired programs are removed or marked inactive.
No limited-time specials are currently active. New opportunities are added here as they are verified, with badges like NEW, ENDING SOON, or LIMITED TIME when accurate.
Get New Specials Sent to You
Get notified when new buyer programs, builder incentives, rental specials, or featured home opportunities become available.
Before You Buy, Sell, Rent, or Build — Check the Specials
Talk with Steven & Deborah about which current opportunities may apply to your situation.