Teacher Specials
TEACHER HOMEBUYER SPECIALS
Teachers can access special homebuyer programs, down-payment assistance, and financing opportunities designed to make buying a home more achievable.
For everything you give to your students, we want to help you make the most of every homebuying opportunity available to you.
We appreciate the time, patience, and commitment you give every day. We're proud to help educators take advantage of programs that can reduce upfront costs and open more doors to homeownership.
Programs, incentives, rates, assistance amounts, inventory, and eligibility requirements can change without notice. Steven & Deborah are real estate professionals, not the lender or program administrator. Final eligibility and financing terms are determined by the applicable lender, agency, builder, property owner, or program provider.
Teacher Special Qualification
Answer a few quick questions and we'll help you determine which options fit your situation.
Programs & Opportunities to Know About
Current, verified programs. Status is shown so you know what's available right now.
Homes for Texas Heroes
ACTIVEEligible Texas educators may have access to mortgage and down-payment assistance options through participating lenders and the Texas State Affordable Housing Corporation.
Last Verified: 2026-08-01
HUD Good Neighbor Next Door
LIMITED AVAILABILITYEligible full-time Pre-K through 12th grade teachers may be able to purchase certain HUD-owned homes in designated revitalization areas at 50% off list price.
Limited eligible inventory. Employment, property-location, and 36-month owner-occupancy requirements apply.
Last Verified: 2026-08-01
Why It Matters
The right opportunity can change what your next move looks like.
Down-Payment Assistance
Programs that may help eligible educators cover part of a down payment.
Closing-Cost Assistance
Options that may help reduce the out-of-pocket cost to close.
Special Financing
Educator-focused loan programs through participating lenders.
Unique HUD Purchase Opportunities
Eligible teachers may qualify for select HUD homes at a discount.
Moving Before the School Year
Plan a move that aligns with your academic calendar and timeline.
Teachers Who Already Own a Home
If you're selling and buying, we can help coordinate both moves.
Is This for You?
First-Time Buyers
Educators buying their first home.
Current Homeowners
Teachers ready to sell and move up.
Relocating Educators
Teachers moving into the San Antonio area.
Related Options
Explore other ways Steven & Deborah can help.
Questions & Answers
Do all teachers qualify for these programs?
No. Each program has its own eligibility rules around employment, income, property location, and occupancy. We help you understand which programs may fit your situation and connect you with the right participating lender or agency.
What is the HUD Good Neighbor Next Door program?
It allows eligible full-time teachers to purchase certain HUD-owned homes in designated revitalization areas at a 50% discount, subject to a 36-month owner-occupancy requirement. Eligible inventory is limited.
Can I use these programs if I already own a home?
Some programs are limited to first-time buyers, while others may be available to qualifying repeat buyers. We can help you review what may apply to your situation.
Does getting pre-approved affect my eligibility?
Pre-approval helps you understand your buying power and may be required for some programs. We can coordinate with the appropriate lender to keep your options aligned.
Programs, incentives, rates, assistance amounts, inventory, and eligibility requirements can change without notice. Steven & Deborah are real estate professionals, not the lender or program administrator. Final eligibility and financing terms are determined by the applicable lender, agency, builder, property owner, or program provider.
Ready to See What Educator Programs May Be Available?
Start with a few details and we'll help you understand which teacher homebuyer opportunities may fit your goals.